As a customer, you must understand that the best credit cards can meet your needs. If you are looking for a credit card that will provide you with financial flexibility and easy payment processes, then this post is worth your time. Whether you are a traveler or a shopper, here are the top five sponsored credit cards of 2020.
1. Blue Cash Preferred
This card is from American Express and comes with unique features, making it worth your time. Besides a straightforward application process, the card has fantastic bonuses and promotions that will make you feel glad you registered.
For example, if you open an account, you will enjoy 6% cashback at any supermarket in the US, as long as you hit a yearly purchase of $6,000. If you like to stream movies, music, or podcasts, there are some US channels on which you will get 6% cashback on payments made through Blue Cash Preferred.
On top of all that, if you use the card to make payments at gas stations, you will get 3% cashback and 1% cashback on other purchases.
2. Blue Cash Everyday
This card is best for those looking to maximize daily purchases with zero annual fees. The card lets you earn 20% money back on all purchases made on amazon. After you have spent 4,000 within the first six months on your new card, you will be given $100 back.
In each year, you will earn 3% money back at US-based supermarkets for transactions of up to $6,000, after which you will earn 1% as you wait for the following year.
The card also has a low-intro: 0% for the first 15 months for all transactions since the time of account opening. Note that you will always get your cashback in Reward Dollars to redeem for statement credits quickly.
3. Citi Double Cash Card
Credit Card Fraud (PCI Compliance) is an important thing, and Citi card issues know that quite well. On every purchase you made with the card, you will earn 2% alongside unlimited cashback of 1% each time you buy and another 1% when you pay for the purchases.
To get your cashback, try to settle at least the minimum due on time. Citi also provides its customers with 0% APR balance transfers for the first 18 months. From there, you will have a variable APR that ranges from 13.99%-23.99%m, which will be determined by your creditworthiness.
4. Discover
With this card, you will get a substantial daily earning potential due to its 5% cash reward rate on various categories such as restaurants, gas, etc. This will go on up to the quarterly max, after which it goes down to 1%. The card will also accumulate all the cash back you have earned within the first year, a great cash offer.
Discover is accepted in the entire country and can be used to pay for various products and services, including online purchases. You will be issued with an alert immediately after your card number is found on multiple Dark Web Sites. The rewards you get from using the cards can be used at amazon checkout.
5. Capital One
This card is excellent for travelers. It has user-friendly processes for earning and redeeming your rewards. If you register successfully, you will earn 100,000 bonus miles after spending $20,000 on purchases within the first year. Better still, you can earn $3,000 on purchases made within the first three months of account registration.
On each purchase you make using the card, you will earn 2x miles. There is no limit to the number of miles you can earn, and once you get them, there is no expiry date. You can redeem the bonus miles at any time you want without having to undergo lengthy processes.
These are some of the best-sponsored credit cards you need to use in 2020. The bonuses are put in place to make transactions a breeze. If you detect any card fraud, all you have to do is communicate with the issuer, and the problem will be solved immediately. Suppose you have any questions about the information shared, let us know in the comments.
