Few things are more infuriating or disorienting than being involved in a crash—only to watch the other driver speed off without a word. Unfortunately, hit-and-run accidents are increasingly common on Palm Bay’s roads, and many victims are left unsure of what to do next.
In Florida, victims of hit-and-run accidents are not without options. While the absence of the at-fault driver makes the situation more complex, there are legal pathways for securing compensation, and fast action is critical.
Whether the accident resulted in physical injury, vehicle damage, or emotional trauma, working with an injury lawyer serving Plam Bay can help protect your rights. With the support of a trusted injury lawyer serving Palm Bay, victims can often recover damages—even when the identity of the other driver remains unknown.
Step 1: Call 911 and File a Police Report Immediately
After a hit-and-run, your first step should be to call 911. This ensures medical attention (if needed) and begins the process of documenting the incident through law enforcement. A police report is essential—not just for your health and safety, but also for any insurance or legal claims that follow.
When the officer arrives, share any details you remember about the fleeing driver, such as:
-
Vehicle make, model, or color
-
License plate numbers or partials
-
Direction of travel or location of impact
-
Description of the driver (if visible)
Request a copy of the police report, as you’ll need it to initiate an insurance claim and possibly pursue legal action later. The faster the incident is reported, the higher the chances that law enforcement or local surveillance footage may help identify the responsible party.
Step 2: Document the Scene and Get Medical Help
If you’re physically able, take photos or videos of the scene immediately after the crash. Include:
-
Damage to your vehicle
-
Surrounding debris
-
Street signs or signals
-
Skid marks or fluid spills
-
Any visible injuries
Also, gather the contact information of anyone who witnessed the crash. Eyewitness statements can play a pivotal role in hit-and-run investigations and help corroborate your account.
Even if you feel “okay,” it’s crucial to seek medical attention as soon as possible. Injuries such as whiplash, concussions, and internal trauma may not present symptoms right away. In addition, Florida’s no-fault Personal Injury Protection (PIP) coverage requires you to receive treatment within 14 days of the accident to qualify for medical benefits.
Medical records not only protect your health—they serve as vital evidence if you pursue compensation for your injuries.
Step 3: Notify Your Insurance Company
After a hit-and-run, many drivers worry they can’t file a claim if the at-fault party remains unknown. Thankfully, Florida’s no-fault insurance system ensures that you can begin the compensation process through your own insurance provider.
You’ll start by filing a claim under your Personal Injury Protection (PIP) coverage, which typically pays for:
-
Medical bills
-
Lost income
-
Out-of-pocket expenses related to your injuries
If you carry Uninsured Motorist (UM) coverage—which is optional in Florida—this can also be activated in hit-and-run situations. Since the fleeing driver is effectively “uninsured” in the eyes of the law, UM coverage can help pay for damages not covered by PIP, including pain and suffering or long-term disabilities.
Be cautious when speaking to your insurance company. Avoid making assumptions, admitting fault, or speculating about the accident. If possible, speak to a lawyer before giving a recorded statement or signing anything.
Step 4: Can You Still Be Compensated Without Identifying the Driver?
Yes. Even if the at-fault driver is never found, you may still recover compensation—especially if you have UM coverage or meet the legal threshold to step outside the no-fault system.
In some cases, victims may also qualify for help through the Florida Crimes Compensation Trust Fund, which provides limited financial assistance to those injured in criminal acts like hit-and-run accidents. While this fund doesn’t replace a civil lawsuit or insurance settlement, it may help cover medical bills or counseling expenses.
If the driver is eventually identified, you may be able to file a civil claim against them for damages. This could result in compensation for vehicle repairs, medical care, and even punitive damages depending on the circumstances.
Step 5: Why You Should Consult a Lawyer After a Hit-and-Run
Hit-and-run claims often require more than just paperwork—they require strategy, persistence, and legal expertise. An experienced attorney can help you:
-
Gather surveillance footage or witness statements
-
Work with the police to identify the fleeing driver
-
Negotiate with your insurance provider
-
Explore all possible sources of compensation
A Palm Bay injury lawyer understands how these cases work locally and can protect you from common traps, such as lowball settlement offers or denials based on technicalities. They can also advise on subpoenas for nearby business surveillance or requests for traffic camera footage—tools that may help unmask the person responsible.
Because of the legal gray areas surrounding hit-and-run cases, having a personal injury lawyer serving Palm Bay gives you the best chance of recovering everything you’re owed.
You’re Not Powerless After a Hit-and-Run in Palm Bay
Being the victim of a hit-and-run can leave you feeling helpless—but the law is on your side. Whether or not the other driver is identified, you may still have powerful legal options. A personal injury lawyer serving Palm Bay can help you explore those options, build your case, and pursue the compensation you deserve for your recovery. Hit‑and‑run victims face unique challenges—Frankl Kominsky Injury Lawyers can guide you through reporting and legal steps.
About the Author
The author is a seasoned legal content specialist with extensive experience in Florida personal injury law, particularly in cases involving car accidents, insurance disputes, and victim advocacy. With a deep understanding of the nuances of hit-and-run claims, they aim to empower readers with clear, practical advice that helps them make informed decisions after traumatic events. Their insights are grounded in current Florida statutes and real-world legal trends, offering guidance that balances empathy and accuracy. While not affiliated with any specific law firm, their work supports injury victims seeking clarity and justice in complex personal injury scenarios.